5 Instantly Approved Credit Cards

5 Instantly Approved Credit Cards

When it comes to credit cards, some arrive in the mail within ten business days, and some are available within sixty seconds after approval. If you’re someone who is looking for a credit card that will be yours quickly, the latter, you’re in the right place. In this article, we will be discussing five credit cards that are provided instantly after approval.

1. Surge Mastercard®
The Surge Mastercard® has a credit limit of up to $1,000. Their APR ranges from 24.99% to 29.99%. This MasterCard also has zero fraud liability, which means that cardholders will not be held responsible for any illegitimate charges on their card. They report to three major credit bureaus, making it a great way to increase or stabilize credit scores. The annual fee for this card ranges from $75 to $99.

2. Secured Mastercard® from Capital One
This card reports to the three major credit bureaus in the country, making it a great choice for those who want to improve credit scores. They are accepted at several locations all over the world. Additionally, the Secured Mastercard® from Capital One has zero annual fees. However, they do require a refundable security deposit of $49, $99, or $200. Making the minimum security deposit ensures a $200 credit line. However, adding more money provides chances for a higher credit line.

3. Blue Cash Everyday® Card from American Express
With the Blue Cash Everyday® Card from American Express, one can earn 20% back on purchases from Amazon.com in the first six months of the membership. Additionally, one can also earn $100 back after they spend $2,000 within the first six months of the membership. Not to mention, one can get up to 3% Cash Back at supermarkets, gas stations, and department stores all over the country. It has a relatively low intro APR of 0% for 15 months on purchases from the date of account opening, followed by a variable rate of 13.99% to 23.99% after the mentioned period is over.

4. Delta SkyMiles® Gold American Express Card
This card is great for people who fly often. If one spends $1,000 on the card within the first three months of the membership, they can earn 40,000 bonus miles. Additionally, one can earn up to $50 back in statement credits at restaurants around the country within the first three months. This card has zero fees in the first year, followed by $99 for every additional year. Moreover, one can also earn 2X miles on various Delta purchases, including restaurants and takeouts, and 1X mile on other eligible purchases.

5. Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express has an annual fee of $0 for the first year and then $95 for every year. They also offer 6% cashback at several supermarkets across the country and on subscriptions like Netflix and HBO. One can also get up to 20% back on purchases on Amazon.com using the card within the first six months of the membership. Finally, one can get 1% cashback on every purchase made with the card.